Australian property taxes

Stamp duty & foreign buyer surcharge calculator

Four steps to transfer duty, the foreign purchaser surcharge, FIRB fees and the annual land tax surcharge across all eight jurisdictions.

Rates: FY 2026–27Last checked Sep 2026
Government cost at settlementNSW · Australian citizen / PR · 3.9% of price$37,302
State or territory

Rates and surcharges differ in every jurisdiction

Property price

Dutiable value — usually the higher of contract price and market value

AUD
$100kLogarithmic scale — finer near the low end$20m
Buyer status

Determines the surcharge and whether FIRB applies

Property type & use

Drives FIRB eligibility, PPR rates and first home buyer relief

Property type
Intended use

Itemised breakdown

Payable to government at settlement

Transfer dutyState transfer / conveyance duty$36,937
Foreign buyer surchargeNot applicable to this buyer status$0
Transfer registration (approx.)Land titles office$183
Mortgage registration (approx.)Land titles office$183
Government cost at settlement$37,302Effective rate 3.93%

Annual holding cost (surcharge only)Foreign owner land tax surcharge n/a$0

Estimated on price; assessed on land value in practice. General land tax and the ATO vacancy fee are additional.

How this is calculated

NSW: duty from the progressive brackets. No foreign buyer surcharge applies to this buyer status.

ACT, TAS and NT brackets are compiled from published schedules — verify the owner-occupier / investor tracks with the revenue office. FIRB fees use the FY 2026-27 new-dwelling tiers, tripled for established dwellings.

The link carries every input on this page, so whoever opens it sees exactly these numbers.